Cary Grandfield,
Mortgage Specialist

Cary has been a mortgage originator since 1991 mainly working with various Mortgage Brokers. She has also been an “in-house lender” at First Team Real Estate and Realty One Group in Irvine. Although most of her business is done in Orange County, she is licensed to do loans in the entire state of California. Let Cary help you get a mortgage loan today!

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About Cary

Cary has always been in an origination position due to the love of her clients. Once there, it is her mission to be their "Lender for Life". Because of this, she has outstanding customer service from the first phone call until closing. This includes her interaction with borrowers as well as realtor partners and anyone else involved in a transaction. Cary always puts her client’s best interest first!

Cary is an investor with knowledge of personally purchasing and owning investment property. She has also invested in other various avenues and is knowledgeable about all types of investing. She is very proficient with credit and how it affects the mortgage process. Cary counsels her clients if they are not quite ready to purchase. In doing so, is able to help clients qualify for a loan that they may not have been able to, by suggesting tasks needed to be completed in order to qualify for a mortgage loan.

Due to Cary’s experience, customer service, and knowledge, she has built solid relationships within the real estate community as well as with past clients. Her greatest satisfaction is to have clients and agents close a loan with the least amount of stress and overall great experience during a transaction. “Referrals are the lifeline to this business, and the reason I have been in it so long.”

Find out why Cary is respected by the area’s top real-estate professionals, past clients, as well as other loan officers in the mortgage industry.

Cary lives in Irvine with 2 of her 3 children and loves to travel. She also enjoys yoga, and is an avid wine connoisseur!

Contact Cary Today!

Lending Specialties

Offering the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, my loan programs can help improve your financial situation. Some of the most popular products include:

Fixed Rate Mortgages

30, 20, 15 & 10 year terms available.

Adjustable Rate Loans

10/1, 7/1, 5/1, 3/1

Jumbo loans

Borrow up $3 million with competitive rates.

FHA Loans

Provides more flexibility in credit, income and equity/down payment requirements with 3.5% down.

VA Loans

Mortgages for Veterans and Active Military.

Reverse Mortgages

If you are 62, you may never have another mortgage payment again.

Real Estate
Investor Loans

Flexible financing to refinance or purchase investment properties, including stated income loans for investors up to 70% LTV.

Foreign National Programs

Financing for Non-US Citizens


"If you want an expert and an advocate in your corner, there is no one better to work with than Cary Grandfield. My home refi had some special circumstances that without Cary, I'm not sure I would have been able to figure out on my own. She proves her expertise in this field with her sound advice and patience in walking me through every step of the process. Thank you for all your hard work, Cary!"
-Julie Leynes, Laguna Hills

"She is very professional and always there when you need her. No matter what time of day it is, she makes herself available to help. I have referred many people to her and will always continue to. You will not regret working with her!"
-Steven Choi, Buena Park

"I was introduced to Cary by a friend who said she is the best in the business and after about 5 minutes I believed her. She is friendly, knowledgeable, focus driven and a professional. She closed my refinance in record time. I am grateful for her expertise."
-Beverly Ottey, Aliso Viejo

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Contact Cary

Ready to get started? Give Cary a call or send an email today and
she will get back to you as soon as possible.


17581 Irvine Blvd. #216
Tustin, CA 92780